Apex Consulting Specialists

Clear, Personalised Financial Planning—Today, Tomorrow, and for Generations to Come

MISSION

The Goal We Strive For

The Goal We
Strive For

Our mission is to support our clients in building financial security and prosperity through clear, personalised strategies crafted around their unique needs and aspirations. 

COMPANY PROFILE

The Company at a Glance

ACS Financial Management (Pty) Ltd (ACS) holds a Category 1 Advisory License and is regulated by the Financial Sector Conduct Authority (FSCA) as an authorised Financial Services Provider (FSP). Established in 1997, ACS is a comprehensive Financial Planning firm that has proudly served businesses, individuals, and multiple generations of clients for nearly three decades.

We provide personal, practical, and objective financial advice to both individuals and businesses. Our recommendations are rooted in long‑term solutions rather than short‑term gains, ensuring that every financial plan is built on sustainability, clarity, and sound financial principles.

Our individual client service offering encompasses all elements of personal financial planning, including Budgeting, Investment Advice, Retirement Planning, Risk Planning, and Estate Planning.

We work closely with our clients to define their goals and develop healthy, effective strategies to achieve them. We are proud of our company motto, offering “Solutions with a Difference.” 

At ACS, our investment philosophy is centered on the belief that the most important decision an investor makes is not about selecting specific investment products, but about understanding their personal circumstances, individual objectives, and capacity for risk. Our advice is guided by the principles of transparency, flexibility, efficiency, and personal involvement, ensuring clients receive tailored strategies aligned with their unique goals. 

TEAM

Our Advisors 

Edna Fensham

Edna Fensham 

Financial Adviser

As a Certified Financial Planner® (CFP®) with a Postgraduate Diploma in Financial Planning from the University of the Free State (2012), I offer more than two decades of experience in the financial services industry.

Anneli Snyman

Anneli Snyman 

Financial Adviser

With over four decades of experience in the financial sector, my career began in 1985 at Santam Bank, followed by a seamless transition to Sanlam in 1986.

TEAM

Graviton Team

Imraan Jakoet

Imraan Jakoet

Head of Invest

Imraan Jakoet joined Graviton in November 2022 as the Head of Graviton Invest, having previously worked as a Retail Portfolio Manager within the Sanlam Investments Multi Manager investment team for more than 7 years.
Lehan Kruger

Lehan Kruger 

Senior Portfolio Manager

Lehan Kruger joined Sanlam Investments Multi Manager as a Portfolio Manager in 2021, having previously worked as an Investment Analyst in the manager research and investment team at Fundhouse for 6 years.

AFFILIATES

Who We Work With

Brightrock
Glu Mutual
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Investec
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Old Mutual
PPS
Tennis South Africa
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Ninety One

PARTNER

Graviton Partnership

By partnering with Graviton and leveraging the strength of Sanlam Investments, we deliver institutional‑level pricing, operational excellence, and rigorous compliance—ensuring our clients’ best interests remain at the centre of every decision.

Our Discretionary Fund Manager, provided to us by our partnership with Graviton, plays a key role in strengthening our investment offering. Carefully constructed fund strategies are managed and supported by rigorous local and offshore research. Working alongside ACS, Graviton provides continuous portfolio oversight, fund analysis and mandate‑aligned decision‑making, allowing advisers to remain firmly at the centre of the client relationship.

This partnership ensures portfolios are actively monitored, thoughtfully constructed and professionally managed, while enabling ACS to focus on holistic financial planning and long‑term client outcomes.